River Note Capital

Disciplined credit. Institutional standards. Built for the investors who deserve both.

River Note Capital was founded on a single mission, to make institutional-quality structured credit accessible to the sophisticated investors it was always meant to serve. Family offices, private credit managers, and institutional allocators deserve better access, better structure, and returns that reflect the discipline behind every deal we source, underwrite, and manage.

Our principles

Three principles that define how we work, with every investor, on every deal.

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01

Trust

We earn it through structure, not promises. Every transaction is collateral-backed, independently underwritten, and documented with full investor protection before a single dollar is committed. Our investors trust us because we give them every reason to.

02

Consistency

Our process does not change deal to deal. The same underwriting standard, the same structuring discipline, and the same level of scrutiny is applied whether it is our first transaction or our hundredth. Consistency is not a value we aspire to, it is how we operate.

03

Clarity

We report at the asset level, not the fund level. Every investor receives monthly updates, quarterly reviews, and full visibility into the specific property, collateral coverage, terms, and live performance of their capital. Our investors deserve to know exactly where their capital stands at all times.

Our story

Decades of lending relationships. One firm built to put them to work.

River Note Capital was founded by two practitioners with deep roots in commercial real estate lending, one who spent decades building institutional banking relationships and closing billions in commercial loans, and one who committed his career to the precision of structured credit and investment management. Together, we saw an opportunity the market had overlooked: sophisticated investors deserved access to the same disciplined, bank-quality private credit that institutions had always kept close. So we built the firm to deliver it.

The team

Meet the founders

River Note Capital is a principal-led firm. Every transaction is evaluated, structured, and monitored by the founding partners, directly, without delegation.

Yigal Niasoff

Co-Founder & Managing Partner

Yigal brings over 30 years of commercial real estate lending experience to River Note Capital. Over the course of his career he has closed in excess of $4 billion in commercial loans, working alongside some of the most respected banks and developers in the industry. He leads all bank partnerships and deal origination, and is the primary relationship between River Note Capital and its institutional lending network.

Yoni Tilson

Co-Founder

Yoni holds a master’s degree in accounting and has built his career at the intersection of structured credit and investor relations. At River Note Capital he leads investment management, financial oversight, and all investor reporting. Every structured credit analysis, portfolio decision, and investor communication runs through Yoni directly

Be a part of the family

Interested in joining the River Note Capital team? Get in touch directly.

See what our clients say

Client Perspectives

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“The asset-level reporting we receive from River Note Capital is unlike anything we have seen from other private credit managers. We know exactly where our capital stands, every month, without having to ask.”

Head of Alternatives,

Single Family Office

What sets River Note Capital apart is the quality and consistency of deal flow. Every opportunity we have been presented has arrived fully structured, pre-screened, and ready to evaluate. The access is genuinely differentiated.

CIO

Private Credit Fund